Save time and avoid delays by having this information available when you meet with your lender.

• Copy of Purchase Sales contract or Offer to Purchase and all addenda (signed by buyer and seller)
  
  
• Past 2 years' tax returns and W-2s
  
  
• Past 2 years' employment history
  
  
• Last 3 consecutive paycheck stubs (5 if paid weekly)
  
  
• Name, address and phone for past 2 years' residence(s) and landlord(s). Renters should bring evidence of 12 months' rent payments.
  
  
• Last 3 months' statements for savings, checking, CD, money market accounts, etc.
  
  
• Recent statement on retirement accounts (IRA, 401K, 403-B, Annuity, etc.)
  
  
• Monthly payments and balances on all open accounts
  
  
• Divorce decree (if applicable)
  
  
• Bankruptcy schedules/Discharge papers (if applicable)
  
  
• If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.